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# Norisma Club

Your Financial Partner

## Sitemaps

- [XML Sitemap](https://norisma.club/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Gold & Silver Post-Budget Dip: Buy the Bottom or Wait for More Correction?](https://norisma.club/gold-silver-post-budget-dip-buy-the-bottom-or-wait-for-more-correction/) - TL;DR for Confused Investors If you don’t own much gold yet: → Start small. Use SIPs in Gold ETFs instead of buying all at once.
- [Last‑Minute Tax Saving Checklist Before 31 March (Sections 80C, 80D, 80CCD)](https://norisma.club/last-minute-tax-saving-checklist-before-31-march-sections-80c-80d-80ccd/) - A last‑minute tax saving checklist works best when it tells you exactly which section to use, how much room is left, and where to park the next ₹10,000–₹50,000. This guide is for FY 2025‑26 (AY 2026‑27) under the old regime
- [Best Credit Cards in India for 2026: Top 10 for Cashback, Rewards & Travel](https://norisma.club/best-credit-cards-in-india-for-2026-top-10-for-cashback-rewards-travel/) - Below is a practical, income-band-based look at popular SBI, HDFC, Axis, and IndusInd cards in early 2026. This guide focuses on widely available cards you can apply for in 2026. Card features and fee waivers change, so this is a starting shortlist, not a final checklist.
- [Top 7 Investment Ideas India 2026: Renewables, Fintech, Data Centers, Infra, Health, and more](https://norisma.club/top-7-investment-ideas-india-2026-renewables-fintech-data-centers-infra-health-and-more/) - India is in 2026 with 7–8% GDP growth expectations, driven by manufacturing incentives, a digitising economy, and firm green-energy mandates
- [How to Make Your Money Work for You in 2026](https://norisma.club/how-to-make-your-money-work-for-you-in-2026/) - Tired of watching your money vanish? shift from earning to growing—through smart investing, compounding magic, and low-effort income streams
- [Passive Income in India 2025: 15 Realistic Ideas That Actually Pay](https://norisma.club/passive-income-in-india-2025-15-realistic-ideas-that-actually-pay/) - Passive income in India is less about “earn while you sleep” from day one and more about “build a system once, let it pay you for years.”
- [Credit Scores, Loans and EMIs: A Simple Playbook for 20- and 30-Somethings](https://norisma.club/credit-scores-loans-and-emis-a-simple-playbook-for-20-and-30-somethings/) - That three-digit CIBIL Credit score (300-900) decides if banks hand you loans at 9% or jack it to 15%, and in some cases, even background checks by employers.
- [The 50/30/20 Rule and Other Simple Budget Systems That Actually Stick](https://norisma.club/the-50-30-20-rule-and-other-simple-budget-systems-that-actually-stick/) - A budget that actually sticks needs three things: it must be simple to remember, flexible when life changes, and clearly show where your rupees go each month.
- [New Tax Rules for 2025–26: What Changes for Your Salary, Investments, and Gold?](https://norisma.club/new-tax-rules-for-2025-26-what-changes-for-your-salary-investments-and-gold/) - There were no dramatic slab overhauls in Budget 2025, but the tax changes from 2024, and now applicable for FY 2025–26, continue to reshape how we are taxed.
- [Gold vs Real Estate in 2026: Which Is the Better Bet for Indian Investors?](https://norisma.club/gold-vs-real-estate-in-2026-which-is-the-better-bet-for-indian-investors/) - Gold surged sharply in 2025, rising about73% domestically to over ₹1.26 lakh per 10 grams, driven by global tensions, rupee weakness, and strong ETF inflows.
- [What Rising Gold and Silver Prices Mean for Your Portfolio in 2025–26](https://norisma.club/what-rising-gold-and-silver-prices-mean-for-your-portfolio-in-2025-26/) - Rising gold and silver prices are prompting many Indian investors to reassess portfolio balance rather than chase fresh highs.
- [Real Estate in 2026: Is Now a Good Time to Buy, Rent, or Wait?](https://norisma.club/real-estate-in-2026-is-now-a-good-time-to-buy-rent-or-wait/) - India’s real estate market showed a clear split in 2025. Premium homes priced above ₹1 crore accounted for around 62% of market value
- [5 Global Trends That Will Shape Your Money in 2026](https://norisma.club/5-global-trends-that-will-shape-your-money-in-2026/) - Bank trends and fintechs rolled out AI agents in late 2025 that now handle loan approvals, fraud flags, and even custom savings plans without human input
- [Beginner’s Guide to Investing: Stocks, Mutual Funds, Gold, and Real Estate](https://norisma.club/beginners-guide-to-investing-stocks-mutual-funds-gold-and-real-estate/) - How to start investing: without grasping risk, Time horizon, and taxes. Risk means potential loss, stocks swing wildly short-term but climb over decades

## Pages

- [Your Finance Partner](https://norisma.club/) - Practical money thinking for modern India. on gold, stocks, mutual funds and bullions to grow your wealth wisely. Norisma simplifies investing for investors.
- [About](https://norisma.club/about/) - About​ Enim magna eu iaculis mattis eros, malesuada lorem amet in dictum amet ridiculus mauris lectus commodo. Vulputate dictum leo convallis vel sapien, ullam.John SmithFounder. CEO 800K+Active Subscribers 400K+Monthly Unique Visitors 2M+Monthly Page Views Euismod senectus nulla ut commodo, pretium eu ultricies fermentum, praesent pretium viverra dictumst consequat nibh massa, fringilla a amet pretium mus
- [Contact](https://norisma.club/contact/) - Contact​ Techwire Headquarter 123 Demo St, Miami, FL 45678, United States. Customer Service​ customerservice@example.com +1 123-456-7890 News TipsCondimentum nullam donec et interdum et bibendum et quam magna ut at netus neque. Please drop us a note at tips@example.com Advertising & SponsorshipsEget massa scelerisque vulputate egestas sed at quisque in massa praesent sit dapibus est integer
- [Podcast](https://norisma.club/podcast/) - Podcast​Quis malesuada vestibulum augue non dui leo purus aliquet a semper risus nec placerat libero tempor interdum faucibus. SUBSCRIBE ON:​ Apple Podcasts Spotify Google Podcasts New weekly episodes will be released on Monday & Thursday. Latest Episode​Weekly shows to listen to with earbuds, headphones and more Work from Home: The FuturePurus convallis nunc quam turpis

## Categories

- [Editors Pick](https://norisma.club/category/editors-pick/)
- [Must Read](https://norisma.club/category/must-read/)
- [Reviews](https://norisma.club/category/reviews/)
- [Money](https://norisma.club/category/money/)
- [Savings](https://norisma.club/category/savings/)
- [Investment](https://norisma.club/category/investment/)
- [Credit](https://norisma.club/category/credit/)
- [News](https://norisma.club/category/news/)